A young man who has just declared bankruptcy receives a mysterious charge card and buys a car, and becomes subject to usurious terms he can't afford. Mysterious threating individuals begin stalking him. An extremely contrived, self-consciously quirky, eccentric, clearly David Lynch-inspired exercise, but unlike most movies that could be said about, it actually kind of works on that level. It has some effective cinematography, including later very obviously film noir-influenced scenes that are visually well done, and actually manages to often say just on the entertaining side of being tediously "indie" and "quirky", which is rare, and I give it credit for that much.
Unfortunately, where it falls down is the much-too-slow plotting. It's twice as long as it needs to be, and for the full first half nothing really happens except for contrived self-conscious "weirdness". And the story isn't very good, and requires a little too much suspension of disbelief.
Disappointing, for something that looked initially, briefly, like it might be better than it should have been. Someone on the production staff knew what they were doing. If they had kept it to the better half of the movie and most of the first half off, it might actually have been a minor pleasant surprise. But it just doesn't save it from its significant amateurishness, mostly in the writing, and, despite the committed bug-eyed performance of the lead actor, in a lot of the acting.
Maybe watch it with the sound off and enjoy the images. I don't know.
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